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Healthcare and Social Care

Dedicated Health Care Expertise to Manage Your Risk in Fast-Changing Times
Health care risk is undergoing a great deal of change. Different health care reimbursement models are evolving, while more physicians are employed by hospitals today than ever before and the construction of all types of health care facilities is at an historic high.

In particular, obstetric and paediatric health care professional liability risks are the most volatile and must be aggressively managed.

If you are a health care risk professional, you currently face:

  • Uncertainty: health care reform’s impact on risk is yet to be determined
  • Complexity: health care’s intricacies create risk
  • Volatility: injured patients, especially children, heighten exposure to risk
  • Liability: reform creates new and expanded exposures to risk

Managing risk in a volatile environment
Our experience in this sector is there to help you creatively finance and manage health care risk through:

Navigating the uncertainty of health care reform
Health care reform creates and enhances risk in a vital industry, but there is great uncertainty and a complexity of risk confronting health care organisations. We will help you keep your focus.

Mastering professional liability risks
Reimbursement cuts potentially affect staffing, risk management, and patient safety. Electronic medical records should improve patient care but may adversely affect the defensibility of litigation. We help you manage traditional as well as emerging health care professional liability risks.

Managing enterprise risk
Accountable care organisations, mergers and acquisitions, and consolidation create enterprise liability. Enterprise risk management strategies encompass all aspects of risk including operational and financial risk, as well as contingent and catastrophic risk. We have the risk analytic tools to help you manage enterprise risk.

A worldwide pool of health care expertise
The Willis Towers Watson Health Care Practice is a worldwide insurance and risk management network dedicated solely to the health care industry. Our team offers pooled intellectual capital and deep industry experience in:

  • Health Care Property and Casualty insurance
  • Alternative Risk Transfer
  • Enterprise Risk Management with special emphasis on all aspects of Health Care

Professional Liability
In addition to clinical risk management and claims management consultants, Willis Towers Watson Health Care Practice members have specific expertise in all industry segments:

  • Hospitals/integrated delivery systems
  • Physicians/groups/employed physicians
  • Long-term care
  • Managed care organisations
  • Miscellaneous health care facilities
  • Life sciences

Hands-on, individualised service
We have invested in the resources necessary to provide you with the service you need in insurance brokerage, risk analytics, clinical risk management consulting and claims management.

In an industry where the human touch is so highly valued, we serve as a hands-on extension of our clients’ risk management departments. We recognise that every health care provider and facility is unique in their risk financing and risk control needs, particularly as they confront the revolutionary changes in health care delivery in the UK.

Extensive network to get you the best price
We deliver excellence in managing and reducing total cost of risk through a closely linked national and international network of health care brokers in our retail offices, supported by the broad expertise of our national Health Care Practice consultants and the global placement capability of our dedicated health care brokers in London and Bermuda.

Related risk services
The Health Care Practice can also draw upon the extensive global resources of Willis Towers Watson for these related services:

  • Risk analytics and Enterprise Risk Management (Willis Towers Watson Enterprise & Risk Finance Practice)
  • Actuarial Practice
  • Captive insurance company/risk retention group creation and management (Captive Practice)
  • Property Resource Group
  • Executive Risks Practice
  • Market Security Group
  • Environmental Practice
  • Network Privacy Risk/Cyber Risk Practice
  • Employee Benefits Practice

Health care related property and casualty lines
Our dedicated industry experts work with the full range of Property and Casualty insurance lines, including:

  • Health Care/Hospital Professional and General Liability
  • Nursing Home Professional and General Liability
  • Miscellaneous Health Care Facility Liability
  • Managed Care Errors and Omissions
  • Managed Care, Provider, and Employer Excess of Loss (Stop-Loss)
  • Medical Products and Clinical Trial Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Billing Errors & Omissions
  • Network Privacy/Cyber Risk Liability
  • Auto Fleets
  • Aviation Liability

David Rowsell
Practice Leader